Automated Direct Payment Plan Manager
Debt plans agreed without a single phone call.
One affordability assessment. One signature. We propose sustainable pro-rata payments to every creditor and track each response until your Direct Debits are live.
- 0
- Phone calls required
- 1
- Signature for every creditor
- 24/7
- Live status on every proposal
- £42.10
Lowell Portfolio
Accepted
- £78.35
Barclaycard
Accepted
- £19.55
Vanquis Bank
Awaiting
- £61.00
Council tax
Accepted
How it works
Tell us what you can afford
Upload your bank statements or type your income and essential costs. We work out your net disposable income.
List every creditor
Name, reference, balance, email and priority. We split what you can afford pro-rata across all of them.
Sign once, we dispatch
Each lender gets your I&E summary, the offer, and a secure link to accept and return their Direct Debit setup.
Individual or joint
Couples can combine both incomes into one assessment, so offers reflect the full household position — and both of you stay on the same plan.
We keep you posted in writing
Proposal confirmations, lender responses, Direct Debit prompts and payment reminders all land in the inbox you sign up with. No calls, no cold contact, and you can stop updates any time from the footer of any message.