Statement clarifying regulated status and signposting free debt advice.
Last updated: 17 September 2026
DEBT ADVICE DISCLAIMER — mydebtclearer (mydebtclearer.com)
mydebtclearer (mydebtclearer.com) provides tools that help you organise your finances and communicate offers to creditors. It does not provide regulated debt counselling, debt adjusting or debt advice under the Financial Services and Markets Act 2000, and it is not authorised by the Financial Conduct Authority for those activities.
Free, impartial and FCA-regulated debt advice is available from:
- MoneyHelper — moneyhelper.org.uk
- StepChange Debt Charity — stepchange.org
- Citizens Advice — citizensadvice.org.uk
- National Debtline — nationaldebtline.org
Entering a repayment plan may affect your credit file. Creditors may still add interest and charges, or take enforcement action, unless they agree otherwise in writing. Priority debts (rent, mortgage, council tax, energy, court fines) should be dealt with before non-priority debts.
If you are in financial difficulty or feel unable to cope, seek advice before making payments.