England & Wales · confidential · no cold calls
Clearer cash. Calmer you.
mycashclearer is a calm, written way through problem debt. Work out what your household can genuinely afford, understand where you stand, and put a sustainable offer to the people chasing you — without a single phone call.
Ask us a questionmycashclearer is not a debt management company and does not give regulated debt advice. Free, impartial advice is always available — see below.
Inside the suite
mydebtclearer
The part that does the work: an automated direct payment plan manager. One affordability assessment, one signature, and every creditor you name receives their share of what you can afford, plus a secure link to accept.
- Itemised income & expenditure sheet
- AI reading of statements, credit reports and demand letters
- Pro-rata offers dispatched in writing
- Statutory dispute and challenge letters
What we do
An honest budget, not a guess
We build your income and expenditure to the Standard Financial Statement — the same format creditors and free advice agencies use. Upload statements and it fills itself in.
Whatever you can truly afford
If five pounds a month is the real answer, that is the offer we make. No pressure to promise more than your household can stand.
Everything in writing
Offers, responses and payment reminders all go by email. You are never asked to phone a creditor, and nobody cold-calls you.
Know where you stand in law
Check whether a debt is too old to enforce, whether the paperwork is right, or whether a fine can be challenged — then get the matching letter to send yourself.
Free debt advice, any time
You never have to pay for debt advice. These charities and services are free, impartial and regulated, and we will always point you to them: