Money in · free to claim · no cut taken
Money you are owed, found and claimed.
Millions of pounds sit unclaimed every year — tax taken on the wrong code, benefits nobody applied for, credit left on old energy accounts, savings and pensions from a previous address. This page checks for all of it and shows you how to claim each one yourself.
- Overpaid tax from emergency and wrong tax codes
- Benefits, council tax support and backdated awards
- Energy and water credit sitting on your account
- Forgotten accounts, pensions and refunds you are due
Every route here is free to use direct with HMRC, the DWP, your council or your supplier. You never need a claims firm that takes a percentage.
Find money you are owed
Upload or type out a payslip, P60, bank statement, energy bill or benefit letter. The scanner checks it against tax codes, benefits, energy credit and unclaimed money, then hands you the steps to claim each one yourself — free, with no company taking a cut.
Estimates only — this is information, not regulated financial, tax or legal advice. Every letter is a draft for you to read and send yourself. You never need a claims company.
Every check, step by step
Work through these even without a document. Each one tells you the signs to look for, what to do, the time limit, and where to go — all official, all free.
Tax you may have overpaid
Benefits and council support
Energy and utility credit
Money nobody has claimed
Money out, too
Anything you recover can go straight towards clearing what you owe. mydebtclearer works out what you can genuinely afford and puts it to your creditors in writing.
Start my payment plan